Conveyancers acting for novice buy-to-let purchasers might be wise to point this out to their clients (ie they do not have the same protection as if they were taking out a mortgage on a conventional home purchase). In time the Consumer Credit Act 2006 will change that, but not until April 2008 (although even then it will not apply to those who are in ‘business’ – which probably means those with more than a couple of buy-to-lets). © Practical Lawyer